The fire risk assessment
your insurer will actually accept.

Independent Type 1–4 fire risk assessments delivered on-site by Kevin or Jon, never a junior, never a subcontractor. Plain-English reports with prioritised actions, ready for your responsible person, insurer and fire authority.

How it works

Most fire risk assessments are done once, then forgotten.

The Regulatory Reform (Fire Safety) Order 2005 places a legal duty on every responsible person to hold a suitable and sufficient fire risk assessment for their premises. But "suitable and sufficient" is where most assessments fall short.

Generic templates, junior assessors who have never walked your building, and reports that gather dust until an insurer or enforcement notice forces the issue, this is the norm, not the exception.

Clear Fire exists because the consequences of a poor assessment are serious: invalidated insurance, enforcement notices, prosecution, and in the worst cases, preventable harm to people in your building.

What is a fire risk assessment?

A fire risk assessment is a structured, evidence-led walk of your building.

An FRA identifies fire hazards, the people at risk, and what you need to do to remove or control those hazards. It produces a documented record, risk-rated findings, an action plan and the references your insurer and responsible person will ask for.

Under the Regulatory Reform (Fire Safety) Order 2005, the responsible person for almost every non-domestic building in England and Wales must make and record a "suitable and sufficient" assessment. Clear Fire assessments are written to that exact standard.

It is not a fire safety audit. It is not a fire safety inspection performed by an enforcement officer. An FRA is the responsible person's own legal duty, delegated to a competent assessor.

Fire risk assessments for every building type.

Each property type carries its own occupancy profile, risk factors and regulatory requirements. Kevin and Jon know the difference, and write reports that reflect it.

Offices & Commercial Premises

Type 1–2 assessments for single and multi-tenanted offices. Covers means of escape, compartmentation, alarm systems and responsible person obligations.

View service

Blocks of Flats

Type 1–4 assessments aligned with PAS 9980. Common parts, cladding, external wall systems, compartmentation and fire door registers.

View service

Warehouses & Light Industrial

Storage classifications, racking risk, sprinkler interaction, shift-work occupancy and insurers' specific requirements for industrial premises.

View service

Managing Agents

Multi-site programmes for portfolio managers. Consistent reporting format, shared document portal and annual review schedules across all properties.

View service

Airbnb & Serviced Accommodation

Short-let and serviced apartment assessments for hosts and operators. Platform compliance, guest safety documentation and local authority requirements.

View service

Commercial Properties

Retail units, mixed-use developments and landlord-controlled commercial space. Tenant obligations, common areas and change-of-use requirements.

View service

Retail

Shop and retail unit assessments covering public-facing occupancy, stock storage risk, emergency lighting and staff training evidence.

View service

HMOs

Houses in multiple occupation. Licensing-compliant assessments covering protected routes, interlinked detection, fire doors and local authority requirements.

View service

Landlords

Private landlord obligations under the Fire Safety Order and the Smoke and Carbon Monoxide Alarm Regulations. Residential and mixed-use portfolios.

View service

Pubs & Restaurants

High public footfall, kitchen fire risk, late-night occupancy and licensing implications. Assessments written for hospitality operators and their insurers.

View service

Small Business

Straightforward, proportionate assessments for small employers. Meets your legal duty without unnecessary complexity or cost.

View service

Care Homes

Vulnerable occupancy risk profiles, protected escape routes, staff procedures and CQC-aligned documentation for registered care providers.

View service

From first call to signed report.

1hr Response

Brief us on your building

Tell us the building type, size and any known issues. We'll confirm scope and availability within one working hour.

On-site Kevin or Jon

Kevin or Jon walks the site

An owner carries out the full inspection, means of escape, compartmentation, fire doors, detection and management procedures. No juniors, no subcontractors.

24h From invoice paid

Plain-English report delivered

Photographic evidence, risk rating and a prioritised action plan. Written to hold up with your insurer, fire authority and responsible person.

Ongoing Support

Review and ongoing support

We'll flag when your assessment needs reviewing and provide a document portal so your evidence is always accessible.

Client voice

Kevin was superb in responding quickly when asked to step in and replace an inadequate fire risk assessment delivered by another firm.

Charlie Parkes
Verified Google review
★★★★★ · Bonnar FRA

Insurer deadline this week? We can move fast.

Request a same-week visit
Review cycle

How often should you review your FRA?

The law is short: "regularly", and immediately when there is reason to suspect the assessment is no longer valid. In practice that means a fixed cycle by building type, plus a trigger review whenever the building, use or occupancy materially changes.

Building typeFull reviewTrigger review when…
Offices & commercial 12 monthsAnnual cycle Refurb, layout change, occupancy increase >20%, new equipment risk.
Blocks of flats, common parts 12 monthsBS 9792 default External wall works, door replacement programme, change of management.
HMOs & landlord-let 12 monthsLicence-aligned Change of occupant profile, new licence, post-incident, EICR finding.
Warehouse & light industrial 12–24 monthsBy risk rating New process, change of stored goods, hot works, racking change.
Pubs, restaurants, hospitality 12 monthsAnnual minimum Kitchen reconfig, new sleeping rooms, late licence extension.
Sleeping risk & care 6–12 monthsOften 6 months Any change to resident dependency profile, evacuation plan, staffing.

Everything you need to know about fire risk assessments.

Still have questions?

Kevin and Jon are happy to give you a straight answer before you book, no sales pitch, just plain advice.

Speak to an owner →
Yes. Article 9 of the Regulatory Reform (Fire Safety) Order 2005 places a legal duty on the responsible person for almost all non-domestic premises in England and Wales, and for the common parts of buildings with two or more dwellings, to make a suitable and sufficient fire risk assessment. Where five or more people are employed, or the premises is licensed, it must be recorded in writing.
The employer, the occupier, or whoever has control of the premises in connection with a business. In a multi-let building the landlord or managing agent is responsible for the common parts and each tenant for their own demised space. The duty sits with whoever controls the premises, it does not transfer with the lease.
The Type describes scope and intrusiveness. Type 1 is the common baseline, a non-destructive inspection of common parts and accessible areas. Type 2 adds destructive inspection to check compartmentation. Types 3 and 4 extend into individual dwellings, with Type 4 adding destructive sampling. We recommend the right type for your building rather than over-specifying.
The Order requires review "regularly" and immediately whenever there is reason to suspect it is no longer valid, in practice at least every twelve months for most premises, more often for sleeping-risk buildings, and after any refit, change of use or material change in occupancy.
Yes. Our reports carry the evidence trail insurers and fire authorities look for, risk-rated findings, photographic evidence, a costed action plan and the assessor's qualifications, written to be accepted without re-work.
Always an owner, Kevin or Jon. Every site visit is carried out and signed off by one of them personally; never a junior, never a subcontractor.
We aim to respond within one working hour, can usually offer a same-week site visit across our five counties, and deliver the signed report within 24 hours of invoice payment.
PAS 79-1:2020 for non-domestic premises and BS 9792:2025 for housing (which replaced PAS 79-2). We use the right methodology for your building type by default.
URGENT FIRE SAFETY REQUEST

Insurer deadline this week? Enforcement notice landed?